Friday, November 29, 2019
The Malleable Person Essay Example
The Malleable Person Essay In science, malleable refers to the property of metals to be bent and extended so that its shape could be changed accordingly. Pressure is usually applied to the malleable material to reshape it like in the case of plastic and leather. Malleable metals like gold and copper, meanwhile, are melted so that it could be bent. If the term is attributed to a person, malleability refers to a personality trait where one can easily change his taste, temperament and attitude according to the situation at hand. The person could have prepared himself beforehand thus he is said to have easily adapted to the situation, or it is something unexpected yet he easily faces the event and gets through it without much difficulty. A malleable person is not easily flustered since he is emotionally and psychologically-equipped to face uncertainties, get along well with anyone, and easily accept changes and surprises. It is advantageous to be malleable when one is thrust in unexpected circumstances. For instance, when the family moves into a new neighborhood, it is easier for the malleable person to adapt to the new environment, new home, make friends with the neighbors, and simply fit in. The malleable person could also accept new ideas more readily, and thus could be expected to be more open-minded about things and receptive to different opinions coming from others. I find this true every time I receive criticisms from others. By being malleable, I can accept these criticisms, even the negative ones, and try to use them constructively to improve myself. We will write a custom essay sample on The Malleable Person specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Malleable Person specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Malleable Person specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Malleability, however, has its disadvantages to the individual. A person may be asked to do something that is morally wrong or against his values and being malleable, it would be easier for him to accept the necessity of the deed rather than hold fast to his values and refuse. The malleable person could easily be convinced with a little persuasion or rationalization from others. Furthermore, when one has done something bad, it is easier for him to move on and not be plagued by guilt. Personally, malleability has caused me to succumb to peer pressure and do things that I regretted later on. One should learn, therefore, to know when to be malleable and when to be stubborn and unchanging. This personal trait, after all, is not a plus for all situations.
Monday, November 25, 2019
Free Essays on Celebration Of Creativity
Celebration of Creativity: Three Centuries of Masterworks on Paper, from the Columbus Museum Celebration of Creativity is an eclectic display of artistsââ¬â¢ research and social-commentary from the past three centuries. This exhibit contains 88 masterworks on paper organized by the Columbus Museum in Georgia from a recent gift of drawings. The works are predominantly by American artists and represent the changes in artistic styles and techniques. This exhibit is organized in five parts, including From European Traditions to the Face of a New Nation, American Renaissance and Cosmopolitanism, Realism, Modernism and the Avant-garde, Regionalism, Socialism and American Visions, and Beyond Modernism: Post-war Abstraction and Resurgence in Realism. From European Traditions to the Face of a New Nation, includes an extraordinary selection of landscape drawings and watercolors as well as portraiture. The artistic styles in this section include Neoclassicism (1780-1820) and Romanticism (1800-1850). Neoclassicism is a style developed during the enlightenment. Art made in the neoclassic style reflected Greek and Roman art. Neoclassic works are easy to spot by their order and solemnity. These works are intended to be uplifting and inspirational. Most neoclassic artists stressed drawing with lines instead of separation in color. They also were excellent painters and left no trace of brushstrokes. Another key aspect of neoclassic art is rhythm through geometry. Benjamin West, an American, was a painter of historical and religious subjects for the court of King George III. His work greatly resembles the neoclassic style. West accurately recreates time periods by depicting characters in similar costumes while also creating an a ctively organized, theatrical representation of the events that occurred. Westââ¬â¢s exhibited drawing is typical of his work. It is a study for a painting he created to represent Mosesââ¬â¢ triumph over Pharaoh.... Free Essays on Celebration Of Creativity Free Essays on Celebration Of Creativity Celebration of Creativity: Three Centuries of Masterworks on Paper, from the Columbus Museum Celebration of Creativity is an eclectic display of artistsââ¬â¢ research and social-commentary from the past three centuries. This exhibit contains 88 masterworks on paper organized by the Columbus Museum in Georgia from a recent gift of drawings. The works are predominantly by American artists and represent the changes in artistic styles and techniques. This exhibit is organized in five parts, including From European Traditions to the Face of a New Nation, American Renaissance and Cosmopolitanism, Realism, Modernism and the Avant-garde, Regionalism, Socialism and American Visions, and Beyond Modernism: Post-war Abstraction and Resurgence in Realism. From European Traditions to the Face of a New Nation, includes an extraordinary selection of landscape drawings and watercolors as well as portraiture. The artistic styles in this section include Neoclassicism (1780-1820) and Romanticism (1800-1850). Neoclassicism is a style developed during the enlightenment. Art made in the neoclassic style reflected Greek and Roman art. Neoclassic works are easy to spot by their order and solemnity. These works are intended to be uplifting and inspirational. Most neoclassic artists stressed drawing with lines instead of separation in color. They also were excellent painters and left no trace of brushstrokes. Another key aspect of neoclassic art is rhythm through geometry. Benjamin West, an American, was a painter of historical and religious subjects for the court of King George III. His work greatly resembles the neoclassic style. West accurately recreates time periods by depicting characters in similar costumes while also creating an a ctively organized, theatrical representation of the events that occurred. Westââ¬â¢s exhibited drawing is typical of his work. It is a study for a painting he created to represent Mosesââ¬â¢ triumph over Pharaoh....
Friday, November 22, 2019
Reflection on Least Restrictive for whom Essay Example | Topics and Well Written Essays - 500 words
Reflection on Least Restrictive for whom - Essay Example It is where he was most comfortable and able to enjoy life, just like other human beings do. 2. Yes, I agree that deafness must be the most difficult condition to live with because without hearing it is hard to speak, too. Without sound life would be very bland and lonely, not to mention very scary. Without being able to communicate it would be frightening for even the strongest of people. 3. Mary may have had better communication in explaining the fact that Brian was not doing so well in the school. He was sad and lonely because he could not communicate properly. The parents knew that she cared very much for Brian, but nothing really could have helped let them know how crucial to his improvement it was to be around other hearing impaired people. Only they can truly understand each other. The parents had to come to terms with that for themselves and they did. 4. If they had the means to they should have had a trained speech pathologist work with Brian regularly in a class of other hearing impaired students so that he did not feel that he was all alone in a sea of hearing human beings. Not being the only one perhaps would have allowed him a better chance at integrating himself. If he could have seen more people like himself it wouldnââ¬â¢t have been as fearful. 5. I think the placement of Brian came at the correct time. Such a young child was better off in the care of his parents until it was time for him to begin learning about the rest of the world. The parents could only do so much since they were not trained in sign language at the time. At the age he was placed it was crucial for him to develop into a normal child with friends and communication everyday - a remarkable amount of communication that he could understand and encompass, so that it would lead to a more fulfilling life for him. Brianââ¬â¢s story is a touching one. It is sad that any human being has to experience the sadness of being hearing impaired. However, with lots of
Wednesday, November 20, 2019
Discussion Board 7-1 Assignment Example | Topics and Well Written Essays - 250 words - 3
Discussion Board 7-1 - Assignment Example Simply, away from psychological view and analysis, there is no standard way of describing frameworks and entities of adulthood. From psychological point of view, adulthood constitutes three different and successive stages. The stages include, young adulthood, mid adulthood and late adulthood. As described by Kail and Cavanaugh (2013), young adulthood mainly characterizes with peaking in the physical operation of the body, strength, coordination, muscle development, sensory acuity and dexterity. Individuals at this stage rarely die from diseases and have great interest in exploring various life issues. Alcoholism, smoking, poor nutrition and accidents are the main causes of poor health and death. Young adulthood may begin from late teenage into mid to late 20s. Individuals under the stage are not adolescents and partially adults. Middle adulthood is the next standard stage of adulthood recognized by psychologists. According to Kail and Cavanaugh (2013), this stage characterizes with wrinkles, weight gain, and grey hair, declining bone density, osteoporosis and arthritis in some cases. Individuals continue to enjoy active sex, but the continuous physical changes tend to affect sexual responses. As documented by Kail and Cavanaugh (2013), the last stage of adulthood development is the late adulthood. This stage characterizes with endurance, hearing, smelling and visual abilities deteriorate. Individuals are usually at high risks of succumbing to heart attack, hypertension and stroke. This stage is synonymous with people above 70 years, but may begin earlier depending on environmental and psychological conditions of an
Monday, November 18, 2019
NONE Essay Example | Topics and Well Written Essays - 500 words - 1
NONE - Essay Example For this reason, he purports that capitalists simply get paid for their patience in not using their money on consumer goods (Buchholz 128). However, as much as this may be true, Marx opines that labor is known to produce a surplus that goes far beyond its wages and the wear and tear that is sustained by the capital used. I totally agree with Marx that the wrong done here is exploiting the surplus by others in the form of labor. The reason why I think that Marxââ¬â¢s reasoning here is valid is the fact that capitalists usually enjoy the highest benefits from sale of products where as the laborers are usually the least compensated. A good example to explain the validity of Marxââ¬â¢s reasoning here would be to look at the amount of labor that goes into manufacturing contemporary product such as luxury cars. As much as it is prudent to appreciate the waiting that capitalists have to wait, and the sacrifices that they make by not spending their money on buying consumer goods, I do not think that this can be compared to the work that laborers put in, and the amount of compensation they receive. Many big companies today are owned by rich capitalists who pump in huge sums of their money as capital. These capitalists usually employ laborers who work hard to ensure that the final product is up to standard (Beb 29). However, when these products are sold, it is the capitalists who receive and enjoy the most amount of profit after having used the labor and expertise of others. It would be unrealistic to expect the capitalists and the laborers to enjoy the same amount of profit. However, fact remains that the investors in blue chip companies usually enjoy way much more profit than the laborers who put their efforts in coming up with final products that will be sold to bring money to the companies. I think that Marxââ¬â¢s reasoning here was
Saturday, November 16, 2019
How the Communicator Influences the Audience
How the Communicator Influences the Audience Persuasion: Who, What, and to Whom Even though people can just say no to the individual or to a group, the communicator influences the audience because people may be persuaded by the message. The communicatorââ¬â¢s goal is to change your mind, and most people are easily influenced.(Rhoads, 1997). Social psychology helps us to identify different aspects of ourselves, and the environment in which we live and work. It gives us insight as to why people judge others, and how the power of persuasion affects an individual, group, or a nation. An effective persuader possesses both positive and desirable traits. One of these traits is to portray believable knowledge. (Feenstra, 2011). If the communicator appears as if they know, what they are talking about they will be far more likely to persuade the audience. In addition, when the communicator speaks in an authoritative manner opposed to a hesitant, unsure manner they are typically much more persuasive. It is important that the audience see the communicator as being trustw orthy this plays an important role in persuasive communication. When a person is seen as always being honest, it makes them much more credible then a person who is known to lie or avoid telling the truth. Credibility is important to persuasion as it is associated with an individualââ¬â¢s character. The most important factor in persuading others is character. Moreover, an effective persuader builds a connection before giving the actual persuasive message. One way to establish this connection is in showing how you and your audience are alike. The more the audience feels that they are similar to the communicator the more they will identify and be persuaded by them. (Education, 2011). First, the communicator influences the audience with a message because the audience may be persuaded. If the audience sees the communicator as attractive, there is more of a chance they will be persuaded by them. There is a dramatic advantage over people who are not as good-looking in reference to persuasion. It is also the case that physically attractive people usually obtain higher grades, are more likely to be hired for a job, and when hired for a job takes home more money (Changing Minds, 2011). People seem to subconsciously and consciously believe that attractive people are more credible and trustworthy. The psychological reasoning is that people see a communicator that is attractive as also being more likeable. Being liked is also an important factor of persuasive communication. There are other important factors seen such as being friendly, optimistic, sincere, cheerful, appreciative, kind, and generous these characteristics are influences to being generally likeable. We are mo re likely to be persuaded by someone we like as opposed to someone we do not. People as a whole do not like to be thought of in a negative light and no one desires to feel unwanted or unattractive. It may be observed that when messages are persuasive by themselves that they are appealing to reason, logic, and are more effective than those messages that do not have those appeals. Data used in messages from outside sources instead of the communicator are also found to be more persuasive. The fear technique may sometimes persuade an individual to purchase an item or to support a ââ¬Å"charitableâ⬠worthy cause. This is because an emotional appeal may arouse guilt or fear. The way an emotional appeal works is that, the individual wants to avoid negative consequences of guilt or fear. A guilt approach points out a mistake that the individual is responsible for then shows them how to make up for the mistake. How the communicator frames the message influences the way an individual re acts to it. Included in the framing of the message for example would be changing the meaning of the message or changing it to fit a particular audience. Framing works to focus on the subconscious level. (Rhoads, 1997). Additionally, the communicatorââ¬â¢s goal is to change your mind. The way that narratives may be persuasive is that they capture and hold an individualââ¬â¢s attention. While the sleeper effect over time shows the context of the message to be more important than the credibility or knowledge of the communicator that gave the message. This shows that the content of the message is significant in persuading an audience to make lasting changes. The characteristics of the audience are also important because people perceive messages in different ways. Often cultures view male speakers as more credible than female speakers. Therefore, an effective persuader has to know about the culture of the audience and fit the message to that audience. It has recently been found that audience gender is not as import to consider as it was once thought to be. However, women do shop differently than men. Self-esteem is another factor in persuasion as people with low self-esteem are easier to persuade than those with a high self-esteem. (Education, 2011). Finally, the most important reason the communicator influences the audience with the message is that most people are easily influenced. The elaboration likelihood model explains that the audience will take a direct approach oran indirect approach to being persuaded. Those that take the direct approach are able and motivated to do so and it can be said that the message for them is more important. Whereas those that take the indirect approach are influenced more by the communicatorââ¬â¢s characteristics. While in traditional persuasive communication, the communicator is more important. This characteristic holds true as well in the e-word of mouth persuasion. The expertise of the reviewer is also more important to the audience. It has been observed that people connect expertise to an internet setting being credible the same as they do in a traditional setting. In the e-word of mouth, it is important for the communicator and the audience to see a similarity between them. Because when an individual reviews a product they feel a connection with the communicator as they both are interested in the product and went through the same buying process. The actual message is also important in persuasion because if the communicator is positive the audience will usually be positive and be more likely to be persuaded to purchase the item. In addition, people are suspicious when the message is overly positive just as they are in a traditional setting. Because we are not able to see the communicator giving the message the sleeper effect is usually more prominent then the e-word of mouth persuasion. An important part of the e-word of mouth persuasion is the audience. The Chinese look for more information than do the Americans when it comes to e-word of mouth. Therefore, it is shown that culture and characteristics of the audience play a role in e-word of mouth as they do in traditional forms of persuasive communication. (Feenstra, 2011). Indeed, while the audience can just say no to the communicator, the communicator influences the audience with a message. The communicatorââ¬â¢s goal is to change your mind, and most people are easily influenced.Social psychology helps us to identify different aspects of ourselves, and the environment in which we live and work. It gives us insight as to why people judge others, and how the power of persuasion affects an individual, group, or a nation. (Rhoads, 1997). References Changing Minds. (2011). Social Influence. Retrieved from Changing Minds.org: http://changingminds.org/explanations/theories/social_influence.htm Erupting Mind Education. (2011). How To Persuade Different Types Of People. Retrieved from Erupting Mind Education: http://eruptingmind.com/how-to-persuade-different-types-of-people/ Feenstra, J. (2011). Introduction to social psychology. Bridgepoint Education, Inc. Rhoads, K. (1997). Introduction to Influence. Retrieved from Working Psychology: http://www.workingpsychology.com/intro.html
Wednesday, November 13, 2019
Media :: essays research papers
The media has a profound influence on the decisions I make. Whether it is what movie I see or what I plan on doing according to the weather, I look to the media and television news, in particular, for the answers. I also listen to the radio for updates on world events. The media help shape our world and the decisions we make by keeping leaders accountable. The media has a role in the decisions I make about politics, opinions on world issues, and how I conduct myself from day to day. Ã Ã Ã Ã Ã In the 2005 Presidential election, both candidates had mass exposure to the media. They used their resources to get their issues and views heard. But, the incumbent, President Bush, had an advantage. He always had the media at his disposal. He already had name and face recognition. They have been with him since he was elected in 2000. For this reason, I think he had adequate coverage and time to get his agenda heard and get voters interested in voting for him. Ã Ã Ã Ã Ã I also depend on the many outlets the media has to keep me informed on world event and other breaking news. From the recent death of the Holy Father- Pope John Paul II, to the day's traffic I need to know what is effecting me so I can make an informed decision on where I stand. They help to keep the pressing issues in perspective from both sides. Ã Ã Ã Ã Ã I also need the local media to help get me through the day. From traffic to weather, the local media is the closest contact to what is happening all around my. The media is good about coving all the issues from the world to the cities and every where in between. The media helps me make a decision on movies, games, and a multitude of other consumer products.
Monday, November 11, 2019
Teen Suicide Paper
Teen Suicide Teen suicide has been a continually growing problem over the years. Each year thousands of teens are attempting or completing suicide. Suicide is the third-leading cause of death for 15-24 year-olds, according to The Centers for Disease Control and Prevention (CDC). It is also the sixth leading cause of death for ages 5-14. The risk of suicides increase tremendously when thereââ¬â¢s access to firearms at home. Nearly 60% of all suicides in the U. S. are committed with a gun. That is one of the reasons why they say you should keep them unloaded, locked and kept in a safe place away from children.Another increase in suicides is overdosing on over-the-counter drugs and prescriptions, and non-prescription drugs because itââ¬â¢s very easy for teens to have access to these. Suicide rates differ between boys and girls. Girls think about it twice as often as boys and tend to attempt suicide by overdosing or cutting themselves. Yet boys die by suicide about four times more than girls only because they use guns, hang themselves or jump from heights. When youââ¬â¢re a teen there are many possibilities but also a lot of stress and worry.There is pressure to fit in, perform academically and to just be a responsible teen. Which cause many teens to break and want to give up and end their life. Teens with mental disorders such as anxiety, bipolar disorder or insomnia are at a higher risk of suicidal thoughts. As well as teens with major life changes such as parents divorcing, moving, financial changes, or just conflict with a parent and those who are victims of bullying are at a even greater risk of suicidal thoughts. Bullying can cause someone to have suicidal thoughts, attempt or commit suicide.Thatââ¬â¢s why you should think about what is going on in someone elses life before you pick on them because that one comment from you could cause them to end their life. Some warning signs to know if a teen is thinking about suicide might be them giving hints that they might not want to be around anymore, pulling away from family and friends, losing interest in school or sports, grades dropping, and changes in eating and sleeping habits. These are all possible signs that they may be struggling and thinking about suicide.One thing you should NOT do is think that theyââ¬â¢re just saying they want to kill themselves ââ¬Å"for attentionâ⬠. That will make them not want to confide to you or anyone, and could lead them to actually attempt suicide. If youââ¬â¢re a parent and feel you canââ¬â¢t handle it contact your doctor and have them refer you to psychiatrist. If youââ¬â¢re a friend be there for that person and show them that you care and want them here and then ask them to call their doctor and get help or call (888) SUICIDE. I hope that this speech taught you about teen suicide, the risks and warning signs and how to help someone having these thoughts.
Saturday, November 9, 2019
Silver Facts (Atomic Number 47 and Element Symbol Ag)
Silver Facts (Atomic Number 47 and Element Symbol Ag) Silver is a transition metal with element symbol Ag and atomic number 47. The element is found in jewelry and currency for its beauty and value and in electronics for its high conductivity and malleability. Silverà Basic Facts Atomic Number: 47 Symbol: Ag Atomic Weight: 107.8682 Discovery: Known since prehistoric time. Man learned to separate silver from lead as early as 3000 B.C. Electron Configuration: [Kr]5s14d10 Word Origin: Anglo-Saxon Seolfor or siolfur; meaning silver, and Latin argentum meaning silver Properties: The melting point of silver is 961.93à °C, boiling point is 2212à °C, specific gravity is 10.50 (20à °C), with a valence of 1 or 2. Pure silver has a brilliant white metallic luster. Silver is slightly harder than gold. It is very ductile and malleable, exceeded in these properties by gold and palladium. Pure silver has the highest electrical and thermal conductivity of all metals. Silver possesses the lowest contact resistance of all metals. Silver is stable in pure air and water, although it tarnishes upon exposure to ozone, hydrogen sulfide, or air containing sulfur. Uses: The alloys of silver have many commercial uses. Sterling silver (92.5% silver, with copper or other metals) is used for silverware and jewelry. Silver is used in photography, dental compounds, solder, brazing, electrical contacts, batteries, mirrors, and printed circuits. Freshly deposited silver is is the best known reflector of visible light, but it rapidly tarnishes and loses its reflectance. Silver fulminate (Ag2C2N2O2) is a powerful explosive. Silver iodide is used in cloud seeding to produce rain. Silver chloride can be made transparent and is also used as a cement for glass. Silver nitrate, or lunar caustic, is used extensively in photography. Although silver itself is not considered toxic, most of its salts are poisonous, due to the anions involved. Exposure to silver (metal and soluble compounds) should not exceed 0.01 mg/M3 (8 hour time-weighted average for a 40 hour week). Silver compounds can be absorbed into the circulatory system, with deposition of reduced silver in body tissues. This may result in argyria, which is characterized by a greyish pigmentation of the skin and mucous membranes. Silver is germicidal and may be used to kill many lower organisms without harm to higher organisms. Silver is used as coinage in many countries. Sources: Silver occurs native and in ores incuding argentite (Ag2S) and horn silver (AgCl). Lead, lead-zinc, copper, copper-nickel, and gold ores are other prinicipal sources of silver. Commercial fine silver is at least 99.9% pure. Commercial purities of 99.999% are available. Element Classification: Transition Metal Silver Physical Data Density (g/cc): 10.5 Appearance: silvery, ductile, malleable metal Isotopes: There are 38 known isotopes of silver ranging from Ag-93 to Ag-130. Silver has two stable isotopes: Ag-107 (51.84% abundance) and Ag-109 (48.16% abundance). Atomic Radius (pm): 144 Atomic Volume (cc/mol): 10.3 Covalent Radius (pm): 134 Ionic Radius: 89 (2e) 126 (1e) Specific Heat (20à °C J/g mol): 0.237 Fusion Heat (kJ/mol): 11.95 Evaporation Heat (kJ/mol): 254.1 Debye Temperature (K): 215.00 Pauling Negativity Number: 1.93 First Ionizing Energy (kJ/mol): 730.5 Thermal Conductivity: 429 W/mà ·K 300 K Oxidation States: 1 (most common), 2 (less common), 3 (less common) Lattice Structure: Face-Centered Cubic Lattice Constant (Ãâ¦): 4.090 CAS Registry Number: 7440-22-4 Silver Trivia: Silvers element symbol Ag, is from the Latin word argentum meaning silver.In many cultures, and some alchemical texts, silver was associated with the Moon while gold was associated with the Sun.Silver has the highest electrical conductivity of all metals.Silver has the highest thermal conductivity of all metals.Silver halide crystals darken when exposed to light. This process was vital to photography.Silver is considered one of the noble metals.Silver is slightly harder (less malleable) than gold.Silver ions and silver compounds are toxic to many types of bacteria, algae and fungi. Silver coins used to be stored in containers of water and wine to prevent spoiling.Silver nitrate has been used to prevent infection in burns and other wounds. More Silver Facts Sources Emsley, John (2011). Natures building blocks: An A-Z Guide to the Elements. Oxford University Press. pp. 492ââ¬â98. ISBN 978-0-19-960563-7.Greenwood, Norman N.; Earnshaw, Alan (1997). Chemistry of the Elements (2nd ed.). Butterworth-Heinemann. ISBN 978-0-08-037941-8.Hammond, C. R. (2004). The Elements, in Handbook of Chemistry and Physics (81st ed.). CRC press. ISBN 978-0-8493-0485-9.Weast, Robert (1984). CRC, Handbook of Chemistry and Physics. Boca Raton, Florida: Chemical Rubber Company Publishing. pp. E110. ISBN 0-8493-0464-4.
Wednesday, November 6, 2019
Essay on Cash for Keys
Essay on Cash for Keys Essay on Cash for Keys Everyone wins in the Cash for Keys program (Troeh, 2009). The Cash for Keys program gives homeowners who are struggling to make their mortgage payments the opportunity to receive a lump sum of cash in exchange for vacating their properties by an agreed upon date with the lender. The homeowner agrees to leave the property in move in condition so that the lender may quickly take back the property and lost it for sale. The homeowner is released from all responsibility of the property and the bank saves thousands of dollars in legal fees. Cash for Keys was created to aid both homeowners and lenders in the mortgage crisis. The mortgage crisis is the result of an insufficiently regulated market (Brock, 2008). Low lending standards were a significant component of the mortgage crisis (Brock, 2008). Lenders made millions of loans to people to buy homes that they could not afford (Brock, 2008). It is estimated that these lending practices have cost lenders tens of billions of dollars (B rock, 2008). The inflationary housing boom meant that people who could not afford their homes were able to refinance or sell (Brock, 2008). Homeownership was a goal that former president George Bush encouraged to citizens by stating ââ¬Å"We want everybody in America to own their own homeâ⬠(Brock, 2008). An earlier policy to help homeowners was the Making Home Affordable Program. This program was President Obamaââ¬â¢s administrationââ¬â¢s strategy to help homeowners avoid foreclosure while stabilizing the countryââ¬â¢s housing market and improving the nationââ¬â¢s economy (MakingHomeAffordable.gov). This program was implemented on April 1, 2009 and its objective was to lower monthly mortgage payments (MakingHomeAffordable.gov). The program required that the lender who originated the loan must refinance the loan (MakingHomeAffordable.gov). Not all homeowners were eligible for this program. A Short Sale was another program which aimed to help struggling hom eowners with mortgages they could no longer afford. Short sales were a timely process which involved the listing of the property for sale (Elias). Potential buyers could offer a price for the property which was often significantly less than what the homeowner owed to the lender (Elias). A short sale was an attempt to avoid foreclosure or bankruptcy for the homeowner (Elias). Lenders could sue the homeowner for the difference between the loan and the selling price of the property (Elias). There was a tax consequence to short sales ââ¬â lenders reported the difference to the Internal Revenue Service as taxable income and homeowners were required to pay income tax (Elias). This new problem led to the creation of the Mortgage Forgiveness Debt Relief Act of 2007 which changed how the difference was reported to the Internal Revenue Service (Elias). Short sales have tripled since 2008 to an estimated annual volume of 400.000 based on a data sample of single family residence short sale transactions (Dymi, 2010). Over half of all short sale transactions have been in four states hardest hit by the mortgage crisis: California, Florida, Texas and Arizona (Dymi, 2010). The Cash for Keys program offered hope for those who struggled with attempts to modify loans, list properties as short sales or dealt with harassing collections procedures (Harmon, 2011). The Cash for Keys program offered a bail out to the Homeowner instead of the banks (Harmon, 2011). It offered the homeowner the option to walk away from the home (Elias). The Cash for Keys program offers homeowners cash as an incentive to leave their homes in a timely manner (Brathwaite, 2011). The homeowner agrees to maintain the property and leave it in broom swept condition and also agrees to removing debris from the interior of the home as well as from the exterior (California Department of Real Estate). The homeowner also agrees to leaving all light fixtures, appliances and landscaping intact (California Department of
Monday, November 4, 2019
Network Design Essay Example | Topics and Well Written Essays - 3500 words
Network Design - Essay Example floods etc. Furthermore, the distance between the two buildings is 120 meters that is manageable for connecting the sites physically. However, in case of configuring a wireless network, IEEE-802.11g Compliant will be recommended for covering the distance of 250 meters. Figure 1.1 demonstrates the current architecture and Figure 1.2 illustrates the network architecture for Tyrell Corporation Figure 1.1 Figure 1.2 2 Addressing Deployment Approach for Departments Star topology is recommended for the wired local area network. It is the most widely adopted topology. The star topology supports the centralized provision of network resources and services. The support staff can manage the network administrative and troubleshooting tasks centrally. Star topology helps to implement centralized security architecture for improved and enhanced security of the network. The network implementation cost can be saved by provisioning the core systems located centrally. The security controls and backup s ystems are also located centrally for better troubleshooting and management. For deploying the local network for Tyrell Corporation, CAT 5 cable is the best option. It supports both voice and data transmission. CAT-5 is in the form of twisted pairs. This cable consists of 4 copper wire pairs, connecting the network node with RJ 45 connectors.CAT-5 supports up to 100 to 1000 MHz speeds in a ââ¬Ëfull duplexââ¬â¢ mode (Category 5 Cable. 2007). The Tyrell Corporation enterprise network will corresponds to request related to internet applications, online transactions, requests by sale contractors, file transfer protocol and Emails. CAT 5 can support these features with ease. However, CAT 5 cable can support up to 300 feet equal to 100 meters in distance. A requirement of the switch is mandatory for every 300 feet. Data switches perform packet distribution tasks within the local area network. Acting as a core backbone, Tyrell Corporation network requires fast Ethernet switches to su pport the internet and external communication. The Cisco Catalyst 3750 v2 series switch is recommended to cater the requirements for the current scenario as well as for the future. The deployment of switches will be carried out by disconnecting one department at a time on a non-working day, as the installation will be conducted by the vendors or the staff available at Tyrell Corporation. From each of these available departments, human resource department will be the first one to be replaced with the new switch supporting VLAN and addressing security issues. The next department will be the technology department itself for enabling compatibility with the human resource department switch, as proper configuration and testing is required. Each department follows the similar approach with finance department to be the last one. Cisco Catalyst 3750 is the OSI layer 3 stackable switch, supporting the energy efficiency factor. Stackable means that more switches can be added to the current swi tch configuration for providing more network nodes. This switch supports the Cisco Energy Wise technology, which assist in the provision of power management of the big switch network. At the same time, the Cisco energy wise technology reduces the cost and carbon foot prints. The latest invention to the energy wise technology is the ââ¬ËCisco Energy Wiseââ¬â¢ Orchestrator which is a dedicated turnkey power management solution
Saturday, November 2, 2019
Discuss the extent to which regulatory reform, prompted by the failure Essay
Discuss the extent to which regulatory reform, prompted by the failure of Enron, has been successful by reference to the financial crisis and more recent developments - Essay Example According to the Federal securities law, the financial statement of any listed company should be certified by an auditor. In case of Enron, it gave much attention the outside audits. The independent auditor of Enron was Arthur Andersen who was taken into justice charges due to the destruction of documents activities. Enron collapsed not due to it was a big organization but the main reason was that it was shown as much bigger than it really was. Publicly traded companies need to publish the information related to their financial statement but in case o9f Enro9n, some imaginary transactions were shown between the parent company and its subsidiaries that covered the true financial position of the firm (Jickling, 2002). It was the fault of the board of directors to oversee the issues in corporate management to protect the stakeholdersââ¬â¢ interest. In the year 1999, the board of directors ignored a conflict of interest to permit the CFO in creating private partnerships. But the transactions that were involved in the partnerships included losses and debts which had a bad impact on the reported profit of Enron. The collapse of the company raises the concern about the capability of directors and bill was passed to question any unauthorized dealings done by the corporate managers (Gudikunst, 2003). The core business of Enron was energy and it was involved in trading of derivative contracts which were based on the prices of gas, oil and electricity. These types of contracts allowed the buyers to hedge the risk that was caused by increase or decrease in energy prices. As the market in which the company traded were highly unstable thus there were very little information available about the actual financial condition of Enron other than which was in the financial statement. Thus the buyers were influenced by the financial statement without knowing the actual fact and traded speculatively which was a high risky activity for Enron (Rantanen, 2007). The main reason behind the
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